What about a non-running car?

What about a non-running car?

Should a non-running car be insured?

There is a good reason why the law requires you to insure your car: it can put the driver, passengers and even third parties at risk. Also, just because it doesn't run doesn't mean a vehicle doesn't present a risk. For example, a fire, an explosion caused by remaining fuel or the battery can occur. This situation can also hurt or cause harm to others. Hence the interest in taking out at least one third party insurance.

On the other hand, if you no longer want to pay the insurance, the car must be no longer roadworthy, therefore without tires, fuel or battery.

Can we lend our car occasionally?

Usually, insurance contracts include a "steering wheel loan" clause, which allows the insured to hand over the wheel to another person with a valid driver's license. The liability covered by the insurance is applicable to all drivers of the car. In this case, if an accident occurs, the insured can always use his auto insurance to repair bodily injury and material damage caused to others. However, the loan must be occasional and of short duration.

It is therefore quite possible to lend a car on an exceptional basis and it is then unnecessary for the occasional driver to take out any form of individual insurance, as the main driver's insurance already covers it.

The main thing to remember

Now that you are fully aware of the risks incurred in the event of non-compliance with the law, do not forget that any new or used car purchased requires, in addition to vehicle insurance, a request for a registration certificate ... to be done as soon as possible! Having done an insurance comparison will give you every chance of paying a cheaper quote.