The guarantees of temporary automobile insurance
For the most part, temporary contracts correspond to one-third formulas. The basic guarantees cover the driver. These are legal protection and civil liability in the event of a responsible claim.
However, nothing prevents you from negotiating additional guarantees. Some insurers offer more complete ranges. Do not hesitate to use it to purchase options such as the breakdown and assistance guarantee. To go further, do not forget the damage guarantees and the driver's bodily guarantee. These additional options are not essential but recommended. Especially when traveling to a foreign country. To avoid certain mishaps, subscribe to additional options.
The price of term insurance
Unsurprisingly, the pricing uses the same basics as conventional auto insurance. The price is tailor-made according to the driving style, your experience and your profile. The type of vehicle is another criterion to consider from the start. In addition, the pricing of term insurance remains more expensive than traditional insurance. Make this choice only if recourse to conventional insurance is not possible.
The higher premium is explained by the risk taken by the insurance companies. Indeed, they are committed to covering drivers without history at home. This risk has an impact on the price of term insurance. Likewise, insurance companies use your bonus-penalty coefficient. This is why there are large price differentials. Before committing yourself, the comparison remains absolutely essential to avoid unpleasant surprises.
Make a comparison to find the right price
Protect Plus Assurances offers fast pricing in just a few clicks. Request a quote directly online, without any obligation and completely free of charge.
Depending on the criteria, a comparison of the offers takes place immediately. For your part, you study the pricing and the guarantees included. When you need additional options, please let them know.
It is necessary to provide certain information to obtain the quote. With this, you get the best term auto insurance. you have a right of access, communication, rectification or deletion, in accordance with law n ° 78-17 of January 6, 1978. This right is exercised directly by email to the following address: contact @ protect- plus-assurances.fr
Why is the purchase of insurance compulsory in France?
Driving a motor vehicle involves taking out insurance. This measure is valid throughout France. Therefore, anyone who travels with a vehicle must be able to present insurance papers. In case of control, a fine occurs when the infringement exists. Either way, taking out the term or permanent insurance contract is a necessity. This obligation is based on Article L.324-1 of the Highway Code and L211-1 of the Insurance Code.
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