auto insurance

Term auto insurance is the go-to solution in some situations. Indeed, it provides coverage with a shorter validity period than conventional insurance. However, it is necessary to check the level of guarantee and the specific rules of insurance companies.
The definition of term auto insurance

As the name suggests, this is short term insurance. It is aimed directly at drivers who do not want full year insurance. First, this type of insurance is spread over a period of one to 90 days. It is impossible for a driver without a minimum of experience to take advantage of this guarantee. In addition, the minimum age of 21 is required for the subscriber. Then obtaining a driving license for at least two years is another necessity.
The ideal time to take out this specific insurance

Many situations involve purchasing term auto insurance. Either way, if you use your vehicle very little, this is a good contract. In return, a private and secure place remains essential for parking.

Another scenario is the termination or suspension of a traditional insurance contract. If you are waiting for a new insurance contract, a term guarantee is very useful.

Note that the temporary solution applies in the event of travel. Indeed, a trip to a country not covered by your current insurance implies new guarantees. A temporary contract of more than three days of validity authorizes movement abroad.

Finally, importing a foreign vehicle is another scenario. This has a temporary registration because the final certificate does not yet exist.
Steps to take

Insurance companies are particularly selective in the choice of driver. In addition to the legal provisions concerning the driver's history and the minimum age, other supporting documents must be provided.

First, the gray card of the insured vehicle. The document remains perfectly valid even if it is not French and not drawn up in the insured's own name.

Second, a copy of the driver's license. It must be valid and allow movement on French territory.

Third, the statement of information of the insured. If the document is not available, it is imperative to establish a declaration of honor. The document lists the driver's history with his history in terms of offenses and claims.