Erasmus Insurance
Erasmus insurance: a useful student insurance abroad
Going on Erasmus is now part of the student journey of many young people. Being able to study abroad is indeed a tremendous opportunity. It is thus possible to improve oneself in one or more languages, to meet people of other nationalities and to live day after day in a different culture. In order to make the most of your stay, have you considered taking out additional Erasmus insurance? Designed for students, it protects you from all unforeseeable events that could occur during your stay.
Coverage of health costs when you go to study on Erasmus
Regarding your health protection as an Erasmus student, you should know that the European Health Insurance Card (EHIC) can cover your health costs like a simple check-up with the doctor. This must be requested at least 15 days before your departure from your social security fund. Valid for 2 years, it will replace your classic Vitale card abroad and will allow you to benefit from on-site coverage of your medical care, in accordance with the legislation and formalities in force in the country of stay. For more information, do not hesitate to consult the dedicated page on the Ameli site or on the site of your student social security.
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Please note that the EHIC is only valid in EU / EEA member states (* see list below). If you are doing your Erasmus in a non-European country, your social protection will vary depending on your host country and your age. Also pay attention to the maximum coverage of medical costs by social security. In many countries, they are grossly insufficient. To overcome this problem, insurers offer contracts for healthcare costs abroad.
In any case, remember to always keep your supporting documents if you pay for health costs in advance at a pharmacy or at a doctor to be sure that you are well reimbursed.
The additional cover offered by the Erasmus Latitude Etudiant insurance
For more peace of mind and in order to be fully protected, we advise you to take out additional Erasmus insurance. Indeed, the EHIC alone will only cover your health costs. Abroad, it will also be important that you are protected in the event of a medical emergency, repatriation, damage to a third party or problems that may arise when you go to your Erasmus venue. All of the costs associated with these events can represent significant sums and it is important to properly plan the cost of Erasmus insurance before departure in the overall budget for your stay.
The basic guarantees included in our Erasmus travel insurance are:
Emergency medical expenses abroad up to € 160,000
Medical assistance and repatriation
Travel assistance and search and rescue costs
Legal assistance
Erasmus program insurance guarantees that adapt to your needs
Depending on the option chosen (1 or 2), your Erasmus Latitude Etudiant insurance with AXA Assistance can also allow you to leave with complete peace of mind thanks to additional guarantees such as:
Luggage insurance in the event of theft, damage or loss up to € 2,000 (in formula 2)
Travel cancellation insurance up to € 3,000 per insured (in formula 2)
Civil liability cover for private life and individual accidents up to € 4,500,000 per insured (in formula 2)
Note that Latitude Etudiant insurance protects students abroad for a period of one to twelve consecutive months. Subscription is done online, payment by credit card and you receive your documents immediately by email. For more information, do not hesitate to consult the Student Latitude page or contact our customer support.
* List of EU / EEA Member States in which the EHIC is valid: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain (including the Balearic and Canary Islands), Estonia, France (mainland, Guadeloupe, Martinique, French Guiana, Réunion), Finland, Greece, Hungary, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal (including the archipelagos of Madeira and of the Azores), Czech Republic, Romania, United Kingdom (England, Scotland, Wales, Northern Ireland, Gibraltar), Slovakia, Slovenia,
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