Are you going to the United States?
Wide open spaces, gigantic natural parks, infinite skyscrapers… You fly to the land of excess. At all levels ! Yes, because if landscapes and places of interest are often declined in size XXL, medical costs in the United States are too. Indeed, health rates are up to 5 times higher than in France and this is why the French authorities strongly recommend taking out travel insurance in the USA. This wise precaution guarantees that you will not come back ruined from your journey to Uncle Sam's Land.
Our insurance certificates taken out on our site include the words "Cover for health costs related to Covid-19"
Medical costs in the United States can be ruinous
It is no coincidence that the health insurance system in the United States is a constant feature of the debate. It is calamitous and has nothing to do with ours. There is no common health insurance system like in France. Americans or residents generally have to purchase private insurance that is very expensive, if not unaffordable for the majority of residents. In addition, some American health establishments check the solvency of patients before agreeing to take them into care.
Your USA Travel Health Insurance online
Start your quote now and get your USA medical insurance certificate that insures medical expenses up to € 1,000,000.
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And it is neither your Vitale card nor your burgundy passport that will save you the payment of colossal medical expenses. Only travel health insurance usa allows you to leave with peace of mind and a serene bank account.
Judge for yourself ...
A consultation with a general practitioner in the United States costs between $ 80 and $ 150 (approximately € 71 and € 133) while in France it costs € 25 with 70% coverage by health insurance. Do you suffer from a migraine or headache and your condition requires hospitalization? Count $ 16,693 (around € 14,826) You had an asthma attack while visiting Central Park? One visit to the hospital will cost you $ 14,529 (approximately € 12,908) The average cost of a hospital stay for a fever flare is $ 17,462 (approximately € 15,513).
Choosing the right travel insurance United States
As you know, no one is immune from a health problem or other glitch when traveling. And whatever your age, the nature and the length of your journey. Whether you are going to visit the love of your life in Florida, on a family road trip in California, canyoning in Colorado, on an internship in a Texas company, on a language study trip in Arkansas, on an extended weekend in New York or for a year or a university semester in Massachusetts, you cannot risk flying without having taken out travel insurance United States.
Note: if some bank cards offer an international health insurance service, you should know that this coverage is very limited given the amount of medical bills. Both in time, by not covering trips exceeding a certain duration, and especially in the cap on reimbursements. These are rarely sufficient to cover medical costs in many countries where medical costs are very high… like in the United States.
To select the right insurance for United States and avoid some disappointments, check carefully:
the guarantees it offers
the facts that trigger them
their ceilings
applicable deductibles
the related exclusion conditions
Also remember to check that United States travel insurance meets your needs:
Baggage insurance in the event of loss, theft or destruction: this happens to 1 in 7 travelers
compensation in the event of cancellation of the trip before departure and / or early return
coverage of medical costs abroad
24/7 assistance
medical repatriation with the dispatch of a doctor on site
Covering civil liability in the event of damage caused to a third party.
options adapted to the nature of your trip
Why take out AXA Travel Insurance before leaving for the USA?
As the website of the Ministry of Foreign Affairs reminds us: "there is no social security agreement covering health insurance between our two countries". This is why it is highly recommended that you purchase USA travel health insurance before you leave.
With AXA travel insurance, you benefit from USA travel health insurance which covers medical expenses in the United States up to 1 million euros (depending on plan). This insurance contract guarantees that you will be treated in American hospitals which may require proof of solvency or an insurance contract before taking care of you.
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