Motor Vehicle Insurance. Product Disclosure Statement.





Contents About This Insurance 1 A brief overview 1 Levels of cover you can choose from 1 Types of policies you can choose from 1 No Claim Bonus 1 Excesses that may apply when you make a claim 2 What This Policy Covers 2 Incident cover 2 Additional cover included in this insurance 3 Liability cover 5 Optional cover that can be added to your policy 5 Exclusions To Your Cover 6 Incident, additional, and optional cover exclusions 6 Liability exclusions 6 General exclusions 7 Your Responsibilities To Us 8 Your responsibilities when you are insured with us 8 Your responsibilities when you make a claim 8 If you do not meet your responsibilities 8 Our Commitment To You 8 The General Insurance Code of Practice 8 Our guarantee 8 How CGU protects your privacy 9 How To Take Out Insurance 9 How to apply for insurance 9 How to renew your insurance 9 How to change your policy 10 How to cancel your policy 10 If you replace your vehicle 10 Your premium 10 How To Make A Claim 10 How we settle your claim 11 How to resolve a complaint or dispute 12 Financial Claims Scheme 12 Motor Vehicle Insurance And Repair Industry Code Of Conduct 12













 

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