Motor Insurance Product Disclosure Statement and Policy Booklet








Contents If you cannot find what you are looking for here, please go to the index on page 53. Features & Benefits 4 Our agreement with you 5 What your Policy covers 6 Comprehensive Insurance 7 – Cover for loss or damage 7 - Windscreen, sunroof & window glass damage 7 - Keys, locks & barrels 8 - Any RACV Partner Repairer 8 Additional cover 9 - Hire car after a not at fault collision 9 - Hire car after theft or attempted theft 10 - New replacement vehicle 10 - Storage costs 11 - Personal items 11 - Towing 12 - Baby capsules & child seats 12 - Trailer or caravan damage 13 - Emergency repairs 13 Options 14 - Hire Car option 14 - Windscreen option 15 - Any Repairer option (this option provides you with the ability to choose your own repairer) 15 Third Party Fire & Theft Insurance 16 - Cover for fire & theft loss or damage 16 - Limited cover for accident damage to your vehicle 16 - Uninsured motorist damage 16 - Insured motorist damage 17 - Any RACV Partner Repairer 17 Additional cover 18 - Towing 18 - Hire car after theft or attempted theft 18 - Storage costs 19 - Emergency repairs 19 Third Party Property Damage Insurance 20 - Uninsured motorist damage 20 - Any RACV Partner Repairer 20 Additional cover 21 - Towing 21 Cover for all types of Insurance 22 - Liability cover for damage you cause someone else's property 22 - Legal representation 23 - Aussie Assist 24 Things that may affect cover 25 - General exclusions 25 - Driving under the influence of alcohol or drugs 26 - Unlicensed drivers 26 - Improper vehicle use 26 - Your responsibilities when you are insured with us

 

 





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