Motor Insurance
Product Disclosure Statement
and Policy Booklet
Contents If you cannot find what you are looking for here, please go to the index on page 53.
Features & Benefits 4
Our agreement with you 5
What your Policy covers 6
Comprehensive Insurance 7
– Cover for loss or damage 7
- Windscreen, sunroof & window glass damage 7
- Keys, locks & barrels 8
- Any RACV Partner Repairer 8
Additional cover 9
- Hire car after a not at fault collision 9
- Hire car after theft or attempted theft 10
- New replacement vehicle 10
- Storage costs 11
- Personal items 11
- Towing 12
- Baby capsules & child seats 12
- Trailer or caravan damage 13
- Emergency repairs 13
Options 14
- Hire Car option 14
- Windscreen option 15
- Any Repairer option (this option provides you with
the ability to choose your own repairer) 15
Third Party Fire & Theft Insurance 16
- Cover for fire & theft loss or damage 16
- Limited cover for accident damage to your vehicle 16
- Uninsured motorist damage 16
- Insured motorist damage 17
- Any RACV Partner Repairer 17
Additional cover 18
- Towing 18
- Hire car after theft or attempted theft 18
- Storage costs 19
- Emergency repairs 19
Third Party Property Damage Insurance 20
- Uninsured motorist damage 20
- Any RACV Partner Repairer 20
Additional cover 21
- Towing 21
Cover for all types of Insurance 22
- Liability cover for damage you cause someone
else's property 22
- Legal representation 23
- Aussie Assist 24
Things that may affect cover 25
- General exclusions 25
- Driving under the influence of alcohol or drugs 26
- Unlicensed drivers 26
- Improper vehicle use 26
- Your responsibilities when you are insured with us
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