Car Rental Loss and Damage Insurance

Car Rental Loss and Damage Insurance 

Car Rental Loss and Damage Insurance provides Authorized Driver(s) with insurance coverage for Damage to or Theft of most Rental Vehicles when the Card Member uses the Card to pay for the Entire Rental from any Rental Company. Damage to or Theft of a Rental Vehicle coverage is always secondary to any other insurance. Coverage is worldwide except for vehicles rented in Australia, Italy, New Zealand and any country on the Office of Foreign Assets Control (“OFAC”) sanctioned country list. Coverage will be voided if a Rental Vehicle is rented in any country on the OFAC sanctioned country list. This Plan does not provide insurance for personal liability, uninsured/underinsured motorists, personal injury protection, worker's compensation injuries, disability benefits of any kind, any coverage mandated by government or any other form of insurance coverage except as specifically described in this Description of Coverage. INDEX Definitions Section I Eligibility and Coverage Activation Section II Description of Benefits Section III Exclusions Section IV Claims Process Section V General Provisions Section VI Termination or Cancellation Section VII Important Additional Information for You Section VIII I. DEFINITIONS Certain words used in this Description of Coverage are capitalized throughout and have special meanings. Wherever used herein, the singular shall include the plural, the plural shall include the singular, as the context requires. Accident means a motor vehicle incident that results in Damage to the Rental Vehicle. Account means Your American Express® Card on which the record of the charge for the Entire Rental is made. Additional Card Member means a person who has received an American Express Card at the request of a Basic Card Member for use in connection with the Basic Card Member’s Account. Authorized Driver means a person listed on the Rental Agreement between the Card Member and the Rental Company, at the time the Card Member takes possession of the Rental Vehicle, who is permitted to operate the Rental Vehicle according to the terms of the Rental Agreement. Basic Card Member means a person who has been issued a United States of America based proprietary American Express Card and who has an Account. Card Member means a person who has been issued a United States of America based proprietary American Express Card, and who has a Permanent Residence in the 50 United States of America, the District of Columbia, Puerto Rico or the U.S. Virgin Islands. Card Member must rent the Rental Vehicle, sign the Rental Agreement with the Rental Company and take possession of, or permit an Authorized Driver to take possession of, the Rental Vehicle

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