Auto
Insurance
Consumer’s Guide
Table of Contents
Section Page
1. Shopping Tips ........................................................ 1
2. Why Should You Buy Auto Insurance?........... 3
3. When Should You Buy Auto Insurance? ........ 5
4. What Types of Auto Insurance
Are You Required to Buy?.................................. 7
5. What Other Types of Insurance
Are Available?........................................................ 9
6. How Much Insurance Do You Need?............. 12
7. How Do You Shop for Auto Insurance?....... 18
8. How Do Accidents and Violations
Affect Your Premiums?..................................... 20
9. What Should You Do When You Are
Involved in an Accident or Have a Claim?............ 21
10. Information for Seniors ................................................ 22
11. Information on Collateral Protection...................... 23
12. Frequently Asked Questions....................................... 24
13. What About Insurance Complaints?........................ 33
14. Glossary............................................................................... 38
Bureau of Insurance Complaint Form..................... 41
Quotation Worksheet..................................................... 43
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