Private Car Insurance Policy
Plan & Coverage Drivo
Premium
Drivo Classic Third party fire and theft Third party
Loss or damage to your vehicle from accidental causes
(up to market value at the time of loss or damage) ü ü
Loss or damage by fire or theft
(up to market value at the time of loss or damage) ü ü ü
Damage to third party property (up to S$5,000,000) ü ü ü ü
Death or injury to third party (unlimited) ü ü ü ü
Medical expenses (up to S$1,000) ü ü
Personal accident benefits (up to S$50,000) ü ü
Towing service (up to S$500) ü ü
Windscreen cover (unlimited) ü ü
Vehicle repairs at your preferred workshop ü
Vehicle repairs at a quality workshop chosen by Income ü
Policy excess of S$600 or any other amount shown on the
Schedule or Certificate of Insurance applies for each and every
accident claim
ü ü
Windscreen Excess of S$100 or any other amount shown on the
Schedule or Certificate of Insurance applies for each and every
claim
ü ü
Unnamed driver excess
•Extra excess of S$2,500 will apply if the
unnamed driver is under 27 years old or has
less than one year’s driving experience
•Extra excess of S$500 will apply if the unnamed
driver is 27 years old and above with one or
more year’s driving experience
ü ü
Optional Cover
NCD Protector (applicable to policy with at least 30% NCD) ü ü ü ü
Daily transport allowance
(S$50 is claimable from the first day of repair, up to a
maximum of seven days)
ü ü
Excess waiver (waiver of excess in the policy under Section 1) ü ü
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