New Jersey Driver,

Auto insurance



Where Should You Start?.............. 1
What’s in a Policy?......................... 2
What are the
Types of Policies?............................ 4
What are Limits
and Deductibles?............................. 5
Do You Want an Unlimited
Right to Sue?.................................... 8
What is the Assigned
Risk Market?..................................... 9
What is Tier Rating?.....................11
What Affects the
Cost of Auto Insurance? ...............12
What is Insurance Scoring?.........17
What Should Every
New Driver Know?........................21
What Should You Do
if You’re in an Accident?..............24
Who is At Fault?............................26
What are Your Rights?.................28
What is Auto Insurance Fraud?...32
Frequently Asked Questions........33
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