rachat de franchise
Car rental: What is a franchise buyout?
When you rent a car, it is important to be well protected. But difficult to navigate in the dark world of car rental insurance. A term often comes up: franchise buyout. To sum up, the repurchase of deductible is a guarantee making it possible to reimburse capped costs, invoiced in the event of a claim.
Our article “Car rental: what is the franchise buyout” explains how to pay less to be better protected.
A quick note about car rental insurance
When you rent a car, in the event of an accident, it is better to be well protected.
For damage to the rental vehicle, the majority of rental companies include in their contract basic insurance(s) reducing your liability in the event of damage or theft. It may be called CDW, or LDW. But beware, these insurances are often accompanied by a high deductible.
What is a franchise?
A deductible is the maximum amount you will have to pay in the event of a claim. This is a ceiling to limit your liability. There may be one deductible or several per contract, depending on the type of claim. For example, a deductible in the event of theft and another, of a different amount, in the event of a collision.
How does the franchise buyout work?
The deductible buy-back is an additional cover allowing the partial or total reimbursement or reimbursement of the deductibles of your rental contract. At rental companies, this guarantee can be called Super Cover, Packs Protections or even complete protection. Be careful, these guarantees, although very useful, are very expensive and often restrictive for rental companies. They often exclude the most frequent risks such as glass breakage or tires. Take a look at our comparison table of car rental protections & prices.
3 tips to avoid rental pitfalls
We give you some advice to pay less and leave better protected:
Book in advance and online
Booking your rental car in advance saves money. The closer you rent your car to the departure date, the higher the rate will be. Are you going during the school holidays? Anticipate even more. Holidays have a huge impact on prices.
During the inventory, take pictures
Take pictures! If you had only one advice to remember, it's this: take photos and in the presence of the rental company, of the existing damage to the vehicle. Remember to bend down to check the underbody!
Take out independent excess insurance
We recommend that you refuse the car rental company's excess insurance and take it out via an independent excess insurance.
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