With La Banque Postale, your financial savings become socially responsible

With La Banque Postale, your financial savings become socially responsible
You may have noticed that some of your OPCs (1) had changed their names since the end of 2019, most often by the introduction of the "ISR" particle. SRI for Socially Responsible Investment.

More and more of you (2) want to give more meaning to your savings by giving a significant place to social and environmental issues in your investment decisions.
 
The covid-19 pandemic and the confinement of the population raise even more questions about sustainable development, the effects of pollution and the development of territories. Beyond the daily actions that you can carry out such as eating organic or sorting your waste, the attention you pay to preserving the environment ..., you can opt for SRI in your decisions by financial investments.
The particularity of "SRI" financial investments is to invest in companies chosen on the basis of financial criteria (search for economic performance) and extra-financial (search for societal and environmental performance).
La Banque Postale Asset Management has developed an innovative methodology for selecting companies based on ESG (Environmental, Social and Governance) criteria and which aims to promote best practices in the following areas:

Responsible governance: corporate governance and business ethics.

Sustainable management of Resources, human and natural: respect for human rights, development of labor law, protection of the environment.

Energy and economic transition: promoting new modes of sustainable consumption and production and the transition from fossil fuels to renewable energies.

La Banque Postale Asset Management also measures the impact of companies in terms of regional development: assistance in promoting employment and training, in the creation and development of local activities, and in the transfer of technologies and skills in developing countries.

And to complete the whole, an exclusion policy is implemented: controversial weapons, tobacco sector, gambling, companies not repeatedly respecting the ten Principles of the UN Global Compact (violation of human rights , environmental disaster, etc.) ... and coal-producing companies that do not develop a strategy to reduce greenhouse gas emissions aligned with the Paris Agreements.
Resolutely "Bank and Citizen", La Banque Postale is determined to participate in the development of a responsible and united society. It is therefore naturally committed to a Socially Responsible Investment (SRI) approach through its asset management subsidiary La Banque Postale Asset Management (LBPAM) with the objective of making LBPAM, in less than two years, the first manager. generalist to offer a range of 100% SRI mutual funds (1).
 
Its other management company, Tocqueville Finance, is not left out either, since some of these UCIs are also evolving to be SRI. To do this, in addition to the internal expertise of Tocqueville Finance managers, the management company's analysis now takes into account an extra-financial rating developed and provided by LBPAM.
Find out about the different UCIs that have been SRI labeled since the end of 2019. This labeling, supported by the State, allows you to be guaranteed access to responsible, sustainable and transparent financial investments.