Motorcycle insurance that does not drive

Motorcycle insurance that does not drive

At certain times of the year, such as winter, travel on two-wheeled motorcycles is increasingly scarce. We usually drop them off at the garage and opt for more suitable means of transport.

And many people tend to believe that by parking their motorcycle in the garage, they no longer have to take out insurance for it. After reading this you will never think this way again.

Motorcycle garage insurance: legal obligation?
According to the legislation in force, all two-wheeled motorcycles must have third-party liability insurance. And this, regardless of its frequency of use on public roads or in the garage. Article L211-1 clearly defines its outlines. This type of two-wheeler formula is a real plus for bikers whose outings are rare, or even zero.

Anyone who violates these commitments in flagrante delicto traffic is liable to penalties. Depending on the case, this can lead either to a fine of 3,750 € or to the cancellation of the permit for a minimum period of three years.

But the law has also provided for exceptional cases which derogate from the sanctions. These relate to motorcycles removed from their tanks or emptied of the gasoline they contain entirely. The cases of motorcycles stripped of a gray card or special license are just as valid. This set of exceptional situations is grouped under the legal name of the death garage insurance policy. To avoid purchasing garage motorcycle insurance, you can simulate one of the above cases.

Motorcycle garage insurance: what covers and what prices?
There are several types of coverage for motorcycle garage insurance. The coverage offered varies from one insurer to another.

But, they all agree to offer, as a minimum, liability insurance coverage. This covers damage caused by an explosion or by a fall from the motorcycle or its accessories. Insurers can also offer you additional anti-theft insurance to protect your property.

Unfortunately, when it comes to the price of this form of insurance, it is difficult to make a good estimate. What is certain, however, is that it costs less than traditional traditional motorcycle insurance. If you want to get an idea of ​​the prices charged, it is best to turn to a motorcycle insurance advisor. This professional is empowered to offer you formulas that best meet your financial situation and your needs.