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How to easily change auto insurance?
Since the implementation of the Hamon law, it is even easier to change insurance. We explain how to do it.
Sometimes needs change and it is then necessary to change insurance, whether for cost reasons or for guarantees. Anyway, this process is actually much simpler than you might think, in particular thanks to the Hamon law, in force since 2015. This indeed allows you to terminate an insurance contract no matter what. when, after one year of contract, without any justification. It is also possible to request the termination of an insurance by relying on the Chatel law, if you have not received the notice of expiry of your contract on time, i.e. before its anniversary date. .
Before you start, the best solution is first of all to compare the different offers, in order to find cheap car insurance, and covering all your needs. Once this step has been completed, you can then begin the process. Also note that it is quite possible to change insurance within one year of commitment, if the car is seriously damaged, if it is transferred or sold or if you move.
To be able to change insurance, only three documents are then necessary: the insured's driving license, the vehicle registration document and the information statement. This is provided by your former insurer and summarizes all of your accidents, while mentioning your bonus / penalty coefficient. Note that insurers have no right to refuse to issue this document, whatever the situation.
Once these simple steps have been taken, you are therefore free to choose the company of your choice. It's up to you to do it according to your needs, whether you are looking for car insurance for your Citroën, for a young driver or simply that you want to find a contract at the best price!
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