What to do in the event of an accident on the road?
In the event of a traffic accident, follow these steps
With the hundreds of thousands of vehicles on the road, collisions and accidents are inevitable.
And during rush hour, the "curious" phenomenon can turn the surroundings into a bumper car track. To feel safe, here is a summary of the dos and don'ts in the event of an accident on the road.
Do not leave the premises!
First, immobilize your vehicle. Then, before assessing the damage to your vehicle, make sure that you and your passengers have not been injured. If so, dial 911 immediately.
Watch the damage calmly
Now it's time to meet the other affected motorists. The key is to stay calm; blame and name calling will get nowhere. You have to remember that your vehicle is only an object and that you are, at this point, safe and sound.
However, you should call 911 immediately if a motorist:
seems injured or in danger,
seems to be impaired,
refuses to collaborate,
runs away.
If all is well, assess the damage to the vehicles.
If you drive in Ontario: you will be asked to call the police in all cases; if they deem it unnecessary to attend the scene, you should contact the collision reporting center within the next 24 hours after the accident. This center will help you complete a police report and the damage will be photographed by staff at this center.
If you drive in Quebec: you will need to complete an amicable report. If you are a Desjardins customer, your insurance certificate was sent to you with a Desjardins accident report (PDF) Warning: This PDF is for printing. It is not optimized for screen readers. If you have any questions about what information to exchange with the other driver in the event of an accident, contact us at 1 888 776-8343. , This link will open in a new window. which includes all the necessary fields to be completed in order to exchange information between the drivers concerned. If you do not have this document handy, the following information should be exchanged: name, address, telephone number, registration, driver's license number and insurance policy number.
The statement
Finally, you must report the accident to your insurer within hours. Desjardins has an emergency service open 24 hours a day across Canada and the United States. This step is critical, even if the accident seems trivial. If you don't report an accident, you could be held responsible for it… Then it will be your word against the other motorist's. In addition, with your insurance policy, your car will be placed in the hands of a professional appraiser and an expert bodybuilder who will know how to restore your car to new condition. If you are injured, you will also receive personal injury compensation. So there is no reason not to report an accident!
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