How to recover forgotten money on old bank accounts or life insurance?
Money that does not expect to be found? Yes there is. To persuade themselves, it is enough to know that life insurance in destination represents an estimated outstanding 5.4 billion euros. This is added outstanding for thousands (or more) of inactive bank accounts. It may be your case. If you have trouble finding assets present on a life insurance contract in dishesive or an inactive bank account, your galley will surely end. The ciclade.fr website, which was born on January 2, 2017 through the Caisse des Dépôts, can be helpful.
But some may ask the question: how can money be lost? Indeed, when a bank account or a life insurance contract is abandoned, the financial institution, where the subscription took place, takes possession for a period of ten years. This past period, the amount is transferred to the Caisse des Dépôts and Consignments (CDC). He will stay there for a period of 20 years. And it is when this money is in the hands of the Caisse des Dépôts that the role of Ciclade.fr intervenes.
Once this money is at the CDC, the people who are potentially beneficiary can recover their assets. How? 'Or' What ?
To find a bank account or a life insurance contract on Ciclade.fr, you must have a number of information on its holder or subscriber: his name, first name, date of birth, his last known address, etc. If Ciclade.fr finds connections, you must create a personal space on this site before moving on to the proof preparation phase. And for this lost money to be delivered to you, you must prove that you are the holder or the legal beneficiary of the account or life insurance policy. It is necessary to gather the following documents: identity card, proof of death of the holder (if the latter is deceased of course), proof of succession and proof of legal representation when you make the procedure for someone else. Once you have the necessary documents on hand, you can finalize your request on ciclade.fr. If the file completes the legal and necessary conditions, you recover your lost money.
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