Liability insurance abroad

Liability insurance abroad


Civil Liability Insurance abroad: to protect you from damage caused during your stay abroad

Liability insurance covers you when you cause damage to others. This is a particularly important guarantee when you travel, whether in France or abroad.

Take the case of Nicolas who, while in the United States, was in a hurry to get to a show and unwittingly pushes a passerby. In the shock, the passerby's smartphone falls to the ground and the screen shatters into a thousand pieces. No luck, it was a last generation smartphone.

Although this may seem trivial, it is in these types of situations that liability coverage comes in handy. Nicolas was responsible, so he had to reimburse the passer-by for the breakage and for a not insignificant sum.
 

Our insurance certificates taken out on our site include the words "Cover for health costs related to Covid-19"
What does AXA Assistance foreign liability insurance cover?

When you take out travel insurance with AXA, we also cover you against the pecuniary consequences of the civil liability that may be incumbent on you abroad, in the event of bodily injury, material or immaterial damage caused to third parties during the activity of the privacy (by your own accord), or that of things or animals in your care. Thus, you are also covered for damage caused by your children or your dog if this occurs.

AXA's foreign liability cover is not sold alone.

It is, however, included in Voyageo Short Stay Formule 3, Voyageo Multi-Voyages and Latitude Etudiant travel insurance which covers your civil liability up to € 4,500,000 per insured, enough for a peaceful stay!

Your Travel Insurance with Civil Liability Insurance included
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Why is liability insurance essential abroad?

Are you planning to go abroad very soon? Cultural differences, novelty, fatigue and lack of benchmarks can expose you during this period and lead you to engage your responsibility.

Although your home contract, for example, includes civil liability coverage, this most often ends at the borders of our territory. Thus, we invite you to carefully check the exclusions of your civil liability contract and if in doubt to take out good travel insurance covering civil liability abroad.

Voyageo Short-Stay Formule 3, Voyageo Multi-Voyages and Latitude Etudiant travel insurance covers your civil liability up to € 4,500,000 per insured, enough for a peaceful stay!

Also note that the civil liability guarantee only covers you for involuntary damage. Thus, all damage caused voluntarily can not be insured because it may be a criminal offense.

Our travel insurance covers you when you travel in accordance with official recommendations issued by the Ministry of Foreign Affairs or the government of your destination country. Thus, will be covered:

Your medical expenses if you are the victim of an accident or fall ill, including Covid-19 (Short Stay Travel Insurance Forms 1, 2 and 3, Multi-Travel Insurance, Student Insurance Abroad)
Cancellation of your trip, if you become ill with Covid-19 before your departure, or if you are placed in quarantine. You must then present us with the results of an official PCR test as well as a medical certificate attesting to your isolation
Individual accident insurance guarantee: a guarantee accompanying civil liability

All of our formulas offering civil liability are also accompanied by individual accident cover abroad.

The purpose of this guarantee is to pay the attention of the insured or his dependents of a capital in the event of an accident occurring during the stay abroad and having resulted in a total or partial permanent disability noted within a period of time. 6 months from the accident or death within 24 months of the accident.

The amount of the cover in the event of death following an accident is € 50,000 per deceased insured for insured persons aged over 16 and under 70. In the event of permanent disability, it is the expert doctor who organizes an expertise to assess the degree of disability.