Commercial Motor Vehicle Insurance - Small & Medium Fleets 







Contents About this booklet 4 Important Information 4 Group policies: about your right to claim 4 The cost of this Policy 4 Cooling-off information 4 Change of circumstances 5 The General Insurance Code of Practice 5 Privacy 5 Resolving complaints & disputes 5 Contacting QBE’s CCU, AFCA or the OAIC 5 Financial claims scheme 6 Policy Wording 6 Our agreement 6 Words with special meanings 7 Comprehensive cover 8 Section 1: Loss, damage or theft of your vehicle 8 Section 2: Third party liability – (applicable to registered vehicles only) 8 What you are insured against 8 What you are not insured against 9 Additional benefits 9 General exclusions 12 General conditions 14 Claims 15 Excesses 17 Other terms 18














 


 

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