Virgin Car Insurance Price Promise


Contents
PDS Part A............................................................................................................................... 1 - 18
What is a Product Disclosure Statement?.................................................................................................................1
Definitions.......................................................................................................................................3
Your Duty Of Disclosure...................................................................................4
When You Receive The Policy.......................................................................................................................................4
Permitted Use Of The Car...............................................................................................................................................5
Types Of Cover .............................................................................................................................6-8
General Exclusions ...............................................................................................9
Conditions Of Cover.......................................................................11
Changing The Policy.........................................................................12
Renewing The Policy.....................................................................12
Cancelling The Policy .......................................................................................................................................................13
Joint Policyholders......................................................................13
The Cost Of Insurance........................................................................................................14
Making A Claim.................................................................................................................15
GST....................................................................................................................................15
Repairs To The Car.......................................................................................16-17
 Choice of Repairer Policy ........................................................................................16
 Authorising repairs ..........................................................................16
 Parts used to repair the car...................................................................................................................................16
Privacy Policy...........................................................................................................................17
Updating Our Product Disclosure Statement (PDS)...........................................................................................17
Our Service Commitment ..............................................................................................................................................18
Financial Claims Scheme................................................................................................................................................18
Contact Details .............................................................
PDS Part B........................................................................................................................... 20 - 22





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