VEHICLE REGISTRATION INSURANCE REINSTATEMENT GUIDE
VEHICLE REGISTRATION INSURANCE REINSTATEMENT GUIDE
Nevada Revised Statute 485.185 requires continuous liability insurance coverage on all active registrations. There is no
grace period. Reinstatement fees for an insurance lapse range from $251 to $751 and fines ranging from $250 to $1,000
are assessed on a tiered system based on the length of the lapse and the history of previous violation(s). If the lapse period
is 91 days or longer or a third offense, a Certificate of Financial Responsibility (SR-22) must be obtained prior to paying
fines and fees and the certificate must be maintained for three years. Third-offense reinstatements will result in a minimum
30-day suspension of a driver’s license.
NEVADA LIVE REINSTATEMENT REQUIREMENTS
Length of Lapse 1-30 Days 31-90 Days 91-180 Days More than 181 Days
1st Offense
TOTAL Fee and Fine $251 $501 $751 and SR22 $1,251 and SR22
2nd Offense within the past five years
TOTAL Fee and Fine $501 $1,001 $1,001 and SR22 $1,501 and SR22
3rd Offense within the past five years
Driver’s License Suspension Minimum 30 days Minimum 30 days Minimum 30 days Minimum 30 days
TOTAL Fee and Fine $751 and SR22 $1,251 and SR22 $1,501 and SR22 $1,751 and SR22
License Plate number ______________, insurance verification for the dates beginning _____________ to _____________.
Additional verification dates beginning ______________to _____________.
If you changed insurance companies or coverage during the verification time frame, log on to www.dmvnv.com and enter
your current or previous insurance information. You will need to follow up online with the DMV to ensure your Nevada
insurance has been confirmed.
CUSTOMER SHOULD
Compare your certificate of registration to your vehicle to ensure the vehicle identification number is the same.
• Contact DMV to correct your certificate of registration, if the information is not the same.
Compare your certificate of registration to your evidence of insurance card to ensure your name and vehicle
identification number are the same. The name on your certificate of registration and evidence of insurance card should
match.
• Contact DMV to correct your certificate of registration, if the information is not the same.
• Contact your insurance company to correct your insurance policy, if the information is not the same.
Review your evidence of insurance card or policy to see if you had insurance coverage during the entire time period in
question.
• Ensure your evidence of insurance card is for Nevada Liability Insurance. Nevada does not accept out of state
insurance.
• If there was a lapse, you must reinstate your vehicle registration by going to your local DMV, using the web, or
kiosk.
REINSTATEMENT requirements per NRS 482.557 and/or 485.317
You can pay the fee and/or fine to reinstate your registration at a full service DMV office. If a Certificate of Financial
Responsibility (SR22) is required, you will need to go to your local DMV office. You can also pay and reinstate by mail
(Nevada DMV; Central Services and Records Division; Nevada LIVE; 555 Wright Way; Carson City, NV 89711) or by fax
(775.684.4543). You will need to include a notarized Declaration of Responsibility (NVL019) and your current Nevada
Evidence of Insurance card.
You may request a hearing for a vehicle registration suspension caused by a lack or lapse of insurance by completing and
submitting form NVL 005 by fax to Central Services and Records Division, Processing Center, NV LIVE at (775) 684-4543.
When requesting a hearing you must provide current Nevada evidence of insurance, a Nevada license plate number, and
vehicle identification number (VIN). A hearing will not be granted; for denial of a reduction in the reinstatement fee; to
challenge the granting of a waiver or reduction of the reinstatement fee; if additional time is needed to save money to pay
the reinstatement fee; because of a dispute with the insurance company.
If your insurance company has denied your coverage and you believe this to be incorrect, you can contact the Nevada
Division of Insurance at (775) 687-0700 or (702) 486-4009 to inquire about filing a complaint.
DMV NV LIVE Task Force: Reno/Sparks/Carson City (775)684-4850; Las Vegas Area (702)486-8696
Rural Nevada, Toll Free (800)344-0483; TDD Hearing Impaired Only (775)684-4904
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