MOTOR PRIVATE CAR INSURANCE POLICY
CONTENTS
Your Motor Policy Wording 2
Introduction 3
Contract of Insurance 3
Your Policy 3
Applicable Law and Jurisdiction 5
ImportantInformation 5
How to Make a Claim 6
Excess 7
Complaints Procedure 8
Definitions 9
Section 1 - Loss of or Damage toYour Car 12
Section 2 - Your Liability to Others 15
Section 3 - Driving other Cars 16
Section 4 - Liability to Members ofYour Household 17
Section 5 - Towing Liability 17
Section 6 - Personal belongings 18
Section 7 - Replacement of Locksand Keys 18
Section 8 - Accessories 19
Section 9 - Glass in windscreens, sunroofsor window 19
Section 10 - Personal Accident for Car Occupants 20
Section 11 - Medical Expenses 22
Section 12 - Hospital Expenses 22
Section 13 - CarJacking 23
Section 14 - Road Rage 23
Section 15 - Replacement Car - Lossof Use 24
Section 16 - Motor Legal Assistance 26
Section 17 - Breakdown and Towing Services 28
Section 18 – Courtesy Chauffeur Service 29
General Exclusions 30
General Conditions 37
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