Motor Car Insurance Policy
Introduction 3
How to make changes to Your policy 4
How to make a claim 4-5
Motor Insurance Database 5
What to do if You are involved in a motor accident or 6
Your vehicle is stolen
Our accident recovery service 7
What to do if Your vehicle breaks down 8
What to do if Your windscreen or window glass is damaged 9
How to claim for uninsured loss recovery 9
Motor legal advice 9
Motor car policy 10
Definition of terms 10-11
Claims settlement provisions 12-13
Section A: Third party liability 14-15
Section B: Insured Vehicle – loss or damage 16
Section C: Insured Vehicle – fire or theft 17-18
Section D: Personal accident benefits 18
Section E: Personal effects 19
Section F: Medical expenses 19
Section G: Motor legal expenses and legal helpline 20-21
Section H: Enhanced Courtesy Car 22-23
General exclusions 24-25
Conditions 26-27
Endorsements 27
For Your information 27-29
Our service to You 29-30
Cancellation 30-31
Useful contact numbers 31
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