highway car insurance


CONTENTS
Definition of Terms and Words Definitions 3
Important Information Data Protection Notice 7
How To Make A Complaint 11
 Financial Services Compensation Scheme 12
Contract of Motor Insurance Car 13
Your cover 14
Use 14
Cooling-off Cancellation Right 14
Cancelling your Policy
(Outside the Cooling-off Cancellation Right) 15
Changes to your details 16
Part A Section 1 Liability to others: Third Party Cover 19
Section 2 Fire and Theft 23
Section 3 Accidental Damage 26
Section 4 Windscreen and Windows 28
Section 5 Personal Accident, Personal
Belongings and Medical expenses 29
Section 6 Driving Abroad 31
Section 7 No Claims Discount and
Protected No Claims Discount 33
Section 8 Lock Replacement-Stolen Key Cover 35
Part B
Guaranteed Hire Car The cover provided under part B 36
only applies if it is shown on the
current policy schedule and you
have paid the additional premium.
Claims Handling 39
General Exclusions 44
General Conditions 47
Document of car insurance 3
DEFINITION OF TERMS AND WORDS
Definitions
The following words or phrases have the same meaning wherever they











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