Essentials Car Insurance Policy Booklet
Contents
Important telephone numbers 4
Policy cover 6
Definitions 7
Making a claim 9
Making a complaint 10
Driving your car and its cover
Section 1a: Loss of or damage to your car if your car is not a total loss 12
Section 1b: Loss of or damage to your car if your car is a total loss 12
Section 1a & 1b: Loss of or damage to your car 14
Section 2: Legal liability to others 15
Section 3: Driving other cars 16
Section 4: Windscreens and windows 17
Your other insurance benefits
Section 5: Foreign travel 18
Section 6: Breakdown 19
Excesses 31
Your no-claim bonus 32
Your protected no-claim bonus 33
Cancelling your policy 34
General exclusions for sections 1 – 5 35
General conditions for sections 1 – 6 36
Renewing your policy 39
Privacy and Data Policy 40
More information 52
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