CONSUMERS GUIDE TO AUTO INSURANCE
Motor policy wording
M&S Car Insurance
24 hour claims helpline: 0344 412 2160
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Policy wording contents
Definitions ...............................................................................................................................................Section A
Policy cover ............................................................................................................................................Section B
Important customer information ................................................................................Section C
Making a claim ....................................................................................................................................Section D
Contract of insurance ...............................................................................................................Section E
Liability to others ...............................................................................................................Section 1
Damage to the car ...........................................................................................................Section 2
Fire and theft ...........................................................................................................................Section 3
Glass damage .........................................................................................................................Section 4
Personal belongings ......................................................................................................Section 5
Medical expenses ..............................................................................................................Section 6
Personal accident benefits ....................................................................................Section 7
Replacement locks ..........................................................................................................Section 8
Child car seat cover ........................................................................................................Section 9
Uninsured driver promise..........................................................................................Section 10
Emergency transport and accommodation .....................................Section 11
Travelling abroad .................................................................................................................Section 12
No claims discount ..........................................................................................................Section 13
No claims discount protection .........................................................................Section 14
Cancellation .............................................................................................................Section 15
General policy exclusions ........................................................................................Section 16
General policy conditions ........................................................................................Section 17
Complaints procedure .............................................................................................................Section F
Data protection notice .............................................................................................................Section G
M&S Car Insurance
24 hour claims helpline: 0344 412 2160
Please keep this document safe
Policy wording contents
Definitions ...............................................................................................................................................Section A
Policy cover ............................................................................................................................................Section B
Important customer information ................................................................................Section C
Making a claim ....................................................................................................................................Section D
Contract of insurance ...............................................................................................................Section E
Liability to others ...............................................................................................................Section 1
Damage to the car ...........................................................................................................Section 2
Fire and theft ...........................................................................................................................Section 3
Glass damage .........................................................................................................................Section 4
Personal belongings ......................................................................................................Section 5
Medical expenses ..............................................................................................................Section 6
Personal accident benefits ....................................................................................Section 7
Replacement locks ..........................................................................................................Section 8
Child car seat cover ........................................................................................................Section 9
Uninsured driver promise..........................................................................................Section 10
Emergency transport and accommodation .....................................Section 11
Travelling abroad .................................................................................................................Section 12
No claims discount ..........................................................................................................Section 13
No claims discount protection .........................................................................Section 14
Cancellation .............................................................................................................Section 15
General policy exclusions ........................................................................................Section 16
General policy conditions ........................................................................................Section 17
Complaints procedure .............................................................................................................Section F
Data protection notice .............................................................................................................Section G
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