A CONSUMER’S GUIDE TO AUTOMOBILE INSURANCE
A CONSUMER’S GUIDE TO AUTOMOBILE INSURANCE
Need Auto Insurance?
Here is What You Need to Know.
Whether you are buying auto insurance for the first time, or shopping to be sure
you are getting the best deal, you already know how important auto insurance is.
By law in most states, if you own a car, you must have some auto insurance.
Remember, there is no such thing as a “full coverage” auto insurance policy.
Policies are made up of different types of coverages. Your state’s laws or your
auto lender may require you to have some coverages, but you may want to buy
others, if you can afford it.
Your family and friends can be great resources to find an agent or insurance
company. You also can look online or in your local phonebook. Some insurers do
not use agents and deal with customers directly online or via toll-free numbers.
Some agents represent more than one insurance company. Contact more than
one agent or insurance company to be sure you get at least three quotes when
you shop for insurance.
The information in this guide will help you become an informed shopper. It will
help you understand the coverages you can buy. The suggested questions to ask
an agent or insurance company will help you be sure you get the coverages you
want. It also will help you understand the types of information you will need to get
a premium estimate or quote.
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