What is travel repatriation insurance?

What is travel repatriation insurance?
When the vacation season arrives, travel is usually a big part of the agenda for many people. Clearly, see other regions, other countries, other countries.

But before leaving home, you have to take insurance, so that the trip goes smoothly. Among these insurances is travel repatriation insurance.

As part of a stay abroad, in Europe or in the world (and even in France for that matter), it is of course mandatory to take out insurance in order to have quality assistance. Having coverage, through a franchise or not, is essential to expect reimbursement in the event of loss of your luggage, hospitalization, cancellation, medical expenses, or even death.

The price is an important point in your decision when purchasing travel repatriation insurance, but you must also identify the presence of a deductible, the guarantees covered and the terms of reimbursement. Without it, your stay abroad could turn into a nightmare ...

This insurance is one of the most important to consider. It protects you and saves you the worst in the event of serious illness or accident. In this article, find out everything there is to know about this insurance to have a worry-free trip.



What is travel repatriation insurance?
Definition of travel repatriation insurance
By repatriation, you can easily understand: return to the country. Clearly, it is about the return to the country of a person in a foreign land. However, repatriation takes place only if the individual suffers from an illness, is the victim of a serious accident or has died. the same is true for health repatriation insurance.

Various modes of transport are used for the cause, namely medical vehicles, medical or airliners.

When can repatriation take place?
Two factors determine the repatriation of the patient in the event of health problems. The first factor is the patient's state of health.

The second factor is whether or not there is medical infrastructure on site to effectively care for the patient.
If the patient is in critical condition and treatment equipment is not available, repatriation will take place.

Repatriation is decided by two parties. On the one hand, the medical team which is on site in the foreign country where the insured person is located. On the other side is the help desk of the insurance company.

In the event of a health problem, or an accident, failing to repatriate, the insured can be taken elsewhere. Indeed, the alternative to repatriation would be transporting the patient to a nearby country or a nearby city.

This alternative is essential if the patient can be taken care of by a sufficiently efficient medical structure. Transportation can be done by taxi or plane.

What are the guarantees offered by travel repatriation insurance?
The guarantees of repatriation insurance vary from one contract to another. The minimum that travel repatriation insurance can offer is the insured's return to their country and transport.

However, travel repatriation insurance may take into account search and rescue costs or the repatriation of the insured's children or animals. As with USA travel insurance or jet ski insurance, take the time to compare quotes. Keep in mind that medical bills such as possible hospitalization are the highest costs if something goes wrong and if you or your family need assistance. It is your responsibility to plan ahead and take out quality repatriation insurance. Whatever the contract and the duration of your repatriation insurance, be vigilant on all aspects (especially if you are extending your stay in Europe or in the world abroad).

In addition, some travel repatriation insurance contracts cover the search for and dispatch of medicines to the place of vacation. Sometimes repatriation is not immediately available.

In this case, the stay in a medical establishment is included in certain contracts. You can also have the repatriation of other beneficiaries present with the insured.

Before subscribing to a repatriation travel insurance contract, it is recommended that you carefully read the contract that is offered. This will allow you to know the different guarantees that are offered as well as the prices of each one.