Quad insurance: Thwart the pitfalls
Subscribing to quad insurance for your means of travel turns out to be more than a simple duty, as its primary function is to provide you with guarantees in the event of breakdowns or accidents. So, whether it is a car, a motorcycle or a bus, it is mandatory to insure them all.
What about the quad, that particular form of vehicle that we are not used to seeing on our roads? How do you go about insuring this type of gear?
What is quad insurance?
The quad is actually an abbreviation of the word quadricycle. It is a motorized device, which is used to move around, while giving you the impression of being both behind the wheel of a vehicle or holding the handlebars of a motorcycle. Its peculiarity is reflected in its characteristics, the main one being that it has 4 wheels.
When would we talk about quad insurance?
We will talk about quad insurance, when an insurance contract has been taken out with insurance agencies, to cover damage that would occur in the event of loss or theft of said machine. This subscription is much more of an obligation according to the specifications of the preamble of article L211-1 ...
What are the categories of quad to insure?
The fields of intervention of its machines are quite diverse. This allows them to be named in different categories. Thus on the market, we find both:
Light quads: with a displacement less than or equal to 50 cm3, they have a maximum speed of 45 km / h, a weight of 350 kg and a capacity of 2 people.
Heavy quads: Compared to light quads, they have a displacement of at least 50 cc and can carry up to 4 people.
Mini quads: They are designed for the travel needs of children under 13 years old.
These three main categories of quads must all be insured, despite the many restrictions related to their movement on certain tracks.
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