Why take out student insurance abroad?

Why take out student insurance abroad?

Whether you plan to go on a language study trip, a university exchange or to do a student internship, it is essential to protect yourself by anticipating.

-> Because a problem can happen to anyone. No one is immune from a health glitch, accident or any other kind of unforeseen event. We therefore adopt the famous motto: "prevention is better than cure". A way of serenely living this international adventure while devoting yourself to the essential: your future.

-> Because international student insurance is sometimes compulsory. Indeed, some universities, especially in the United States and Canada where medical costs are astronomical, require proof of insurance before accepting any registration.

TO KNOW :

Latitude Étudiant is our foreign student insurance and foreign student internship insurance for stays of 1 to 12 months which covers travel and life on site for the duration of the stay. Depending on the formula chosen, it protects you in the event of accident, illness (up to 160,000 euros to cover medical expenses), loss or theft of papers, concerns about delivering your luggage and provides assistance. psychological, early return, sending medicines abroad and even the advance of penal deposit up to € 15,000 as well as the assumption of legal fees in the event of problems with the local authorities.

2. Is Latitude Etudiant insurance accepted by foreign universities?

Health costs abroad, in particular, in North America or Asia are colossal:

A simple urinary tract infection can cost you $ 300 and hospitalization can skyrocket the bill to tens of thousands of euros.

This is why some American or Canadian universities require international student health insurance with very specific guarantees in order to ensure the solvency of students.

Latitude Etudiant from AXA meets these criteria by committing to cover: emergency medical costs (up to € 160,000 per insured abroad), possible repatriation, the costs of visiting a loved one in in the event of hospitalization as well as civil liability insurance abroad (proposed in formula 2).

A travel insurance certificate can be sent to you for your visa application and your registration form for a school or university abroad.

Discover our article: Study in the United States: your checklist before going to the United States

WARNING !

If North American establishments often offer their own insurance or that of a partner, check the details of the guarantees offered and their price. If this local insurance is not imposed by the establishment, it may be more interesting to turn to an insurer in France!

3. I hurt myself or get sick abroad. What should I do ?

First: rest assured! Because you have purchased student health insurance abroad, we're here to help. AXA medical assistance answers you 24/7 at the following telephone number: + 33 (0) 975 18 02 96.

Our medical team can advise you on the behavior to adopt according to your state of health, direct you if necessary to a medical establishment or a local health professional, approved by the international medical network AXA, and even help you with the interpretation. and understanding any medical prescriptions that will have been given to you on site.

IMPORTANT

You must contact us before incurring medical costs on site or if you must be hospitalized. In the event of hospitalization: we must be notified within 24 hours of the date mentioned on the hospitalization certificate

Remember to keep all bills for medical expenses incurred. to always have them available on your phone or in a cloud.

Our travel insurance covers you when you travel in accordance with official recommendations issued by the Ministry of Foreign Affairs or the government of your destination country.
Thus, will be covered:

Your medical expenses if you are the victim of an accident or fall ill, including Covid-19 (Short Stay Travel Insurance Forms 1, 2 and 3, Multi-Travel Insurance, Student Insurance Abroad)
Cancellation of your trip, if you become ill with Covid-19 before your departure, or if you are placed in quarantine. You must then present us with the results of an official PCR test as well as a medical certificate attesting to your isolation
4. Are dental expenses covered by Latitude Etudiant?

Our international student health insurance covers only emergency dental costs up to a limit of € 300. Have the globetrotting reflex and take a control visit